The Credit Management Research Centre (CMRC) is a specialist research centre producing rigorous, policy-relevant and practitioner-facing work on credit markets, risk analysis, business finance, and firm performance. Our work connects academic research with the needs of policymakers, lenders, businesses, and the wider research community.

Publications & Reports
Contact CMRC

Research Themes

CMRC’s work spans credit risk, business finance, equity finance, lending markets, and policy-relevant applied research. The centre’s research is designed to combine academic rigour with practical relevance for policymakers, lenders, businesses, and the wider research community.

    Credit risk and scoring
    Research on credit modelling, default analysis, and borrower and firm-level risk.

    Business and SME finance
    Work on lending markets, access to finance, firm performance, and SME funding.

    Equity finance and policy
    Research on venture capital, regional finance, and policy-relevant market design.